職務說明：

1.參與並協助單位各項事務。

2.確保各項作業及提供服務的品質及正確性。

3.其他主管交辦事項。

人才條件：

1. 大四或碩士在學學生

2. 可於寒/暑期或學期間實習 2~5天

3. 具英文能力者尤佳

4. 竭誠歡迎保險/統計數理/財務/精算/資訊相關科系同學申請

本學年實習計劃單位如下: NB, Call Center, InV-UL, RM, AV/ALM, IC, FIN

如有意願申請者，請將個人簡歷寄送至HR信箱(anitacl.wu@tw.cardif.com/ vivianch.liu@tw.cardif.com),並註明想申請的單位, 謝謝!

各單位實習內容也公布於公司104招募平台,詳情可至以下網址查閱:

https://www.104.com.tw/company/7e6hi08?jobsource=google

ICS regulatory reporting

•Lead and conduct ICS report

•Ensure accuracy, timeliness and compliance

•Analyze the solvency and capital results

Local AA and  IFRS reports support

•Conduct 15 years IFRS/ICS projection

•Support other AA tasks and peer review

•Support IFRS 15/17 projects and monthly deliverables

Operational Risk Control and Assessment

•Serve as operational risk controller

•Ensure compliance with local and group risk framework

1.    審核員工費用與帳務憑證

2.    應付帳款立沖帳作業、費用帳務處理及追蹤

3.    協助專案執行及其他交辦事項

4.    科目餘額表、調節表等內部報表編製作業

5.    各類所得申報及扣繳等稅務作業

6.    稽核與會計師查核文件準備

7. 其他主管交辦事項

1. Review employee’s payment request and related supporting documents

2. Prepare expense payable and accrual expense vouchers, and accounting tracking 

3. Assist with project management and other assigned tasks

4. Prepare internal control reports such as account breakdown and other reconciliations

5. Taxation tasks such as income tax filing and withholding

6. Prepare documents for internal and external auditor review

7. Other tasks assigned by supervisor

1.    3~5年會計相關工作經驗。

2.    熟悉Excel/Word。

3.    具責任感且重視品德操守

4.    具有服務熱誠及耐心

1.3-5 years of accounting-related work experience.

2. Familiarity with Excel/Word.

3. Responsible, with integrity and professional ethics.

4. Passionate and patient service.

職務說明

1. 服務合作通路，提供商品精神/結構/專案等銷售技巧進行教育訓練。

2. 協助合作通路銷售及行政作業流程。

3. 提供策略性合作模式，能有效地經營通路/業務員。

4. 達成公司業務相關專案任務與績效。

5. 需配合例休輪調及國內外差旅需求。

6. 其他主管交辦事項。

人才條件

1. 3年以上壽險業務輔導或個人銷售經驗。

2. 能獨立舉辦中小型商品說明會及教育訓練。

3. 對保險商品及市場有深入了解。

4. 態度敬業、主動積極、人際溝通能力強。

5. 國台語流利、英文有基本讀寫溝通能力。

6. 通過保險、信託、理財規劃等專業證照測驗尤佳。

1.Contribute to regularly ALM risk monitoring, gap analysis, duration analysis to help senior management understand the situation of asset and liability matching. 

2.Contribute to Budget/Product ALM development for strategic asset allocation and expected yield estimation

3.Contribute to on-going report / projects, such as ALM study, IFRS17, Solvency II, ICS, Local Stress Test and Local ORSA.

4.Contribute to the financial impact of FX hedging strategy and derivatives counter valuation.

5.Contribute to Financial Performance and Risk Monitoring on GF portfolio/GF insurance activities.

6.Propose declared rates for participating products, interest-sensitive products and unit linked annuity products.

7.Ensure the ALM work compliant with local regulation and internal procedure.

1.At least 5 years of financial industry

2.Financial markets, actuarial, or quantitative finance expertise

3.Strong analytical and communication skills. 

4.Flexible and quick learner. Can work independently

5.Good team player and can take challenging tasks with strong sense of responsibility.

6.SOA LTAM Exam preferred, if no actuarial related experience

• Lead end to end life insurance operations including new business, underwriting, policy administration, claims and Operations transformation.
• Drive process simplification, automation, digitization and straight through processing to enhance operational efficiency and customer as well as distributor experience.
• Ensure all operational processes are compliant with regulatory requirements, Group policies and internal control frameworks.
• Collaborate with Technology and Data teams to drive automation, analytics and operational scalability.
• The role holder deputizes for the Cardif VIE TW Head of Operations, where required.

Responsibilities 

The missions of the Local Security Officer cover all the major security activities for Information systems security (ISS):

• Ensures proper IT & Security Governance / Management / Control plan execution
• Local Data Protection Correspondent intervenes on behalf of DPO.
• Be the Head Office (HO) correspondent 
• Reporting on Taiwan Vie Cardif Cyber Security to Entity, HO and Group
• Implements Group, Cardif and APAC Security framework.
• Supports business in the definition of the Security requirements.
• Setting up a Cyber Security network and communicating the vision
• Performs regular Security review.
• Ensure that decisions / projects are taken / launched with the appropriate level of security or security awareness.
• Ensure proper implementation of Identity Access Management (IAM).
• Ensure proper security awareness level of the organization.
• Ensure regular communication / update with regional and head office teams.
• Ensure proper management and optimization of security professionals placed under his/her responsibility.
• To support and monitor Business Continuity and IT Continuity and collaborate with the Corporate, Regional, Country and APAC Continuity teams.
• Ensuring compliance with the Security requirements of the policy framework.
• Promoting security risk prevention as part of BNP Paribas Cardif ISS activities.
• Boosting the performance of security procedures and optimizing the related costs.
• Carrying out surveillance and monitoring to anticipate Cyber Security risks linked to the technologies used at the entity
• Ensuring that security aspects are integrated into the entity’s project management process by introducing appropriate information security policies and practices
• Working with the entity’s procurement and legal departments to ensure that information security obligations are included in agreements with third parties
• Assisting with and managing Cyber crises
• Leading and supervising the security of customer data and the Taiwan Vie Cardif data and IT asset

Business Knowledge

• IT security, cybersecurity and Digital Knowledge & Culture
• Possess more than 15 years of information systems security related experience and 5 years in management position.
• Possess a minimum of 5 years of insurance industry experience is a plus.

Technical Experience / Competencies

• Demonstrable competency in IT security strategic planning, project management and budget control.
• Good English oral and written communication skills is expected.
• Well understanding regulatory requirements
• Analytical Ability
• Ability to anticipate business / strategic evolution,  to understand, explain and support change, Ability to inspire others & generate people’s commitment, Ability to develop others & improve their skill

Behavioral Competencies

• Aptitude in decision-making and problem-solving
• Actively contribute to security strategies through multi-stakeholder management
• Strong leadership; people development and teamwork skills.
• Impact / Ability to influence, Proactivity, Resilience, Creativity and innovation / Problem solving, Decision Makin
• Communication Skills – Oral & Written

Position Purpose

Product Specialist needs to execute and manage various investment products on WM Trading platform. 

Product Specialist needs to maintain and perform inventory / data warehousing for WM. 

Product Specialist needs to perform product life cycle management and relevant output.

Responsibilities

Direct Responsibilities:

•Handle orders and deals for investment products including  fixed income and structured products.

•Respond to enquiry of product information, price quotation and order status. 

•Prepare product marketing materials and review related product document

•Conduct portfolio analysis and provide advice for necessary action. 

•Track product performance and follow up recommended products and propose investment solutions

•Familiarized with external regulations and internal guidelines/procedures; ensure trades/products are done in accordance with internal rules and external regulations.

•Participate in system enhancement projects and suggest efficient business process      

Contributing Responsibilities

•Sourcing new product information and collect market intelligence

•Understand the product settlement process and able to interpret related corporate action activities

Technical and Behavioral Competencies required

1.    Professional knowledge and experience in dealing internal and external clients as well as investment product advising.

2.    Professional knowledge of investment products including Fixed Income, structured products, etc.

3.    Teamwork spirit and highest standard of integrity in terms of behavior. 

Experience and Qualifications required

1.    高業執照

Position Purpose

• Contribute and responsible for the designated market performance, achieving efficiency, risk control and promoting team spirit and professionalism
• Manage existing and new client relationships in a thoroughly professional manner with the support of the senior management and in line with the professional ethics and guidelines established by BNP Paribas (“the Bank”) from time to time

Responsibilities

• To grow business by defining segment, product and coverage strategies, setting clear targets, recruiting and retaining talents
• To work with internal counterparts transversally (e.g. Investment Services, Credit, Risk, Compliance, KCG, Core Client, BRM, RMDC, COO teams etc.) to secure the necessary resources and support to achieve market goal
• To develop and implement business strategies for both offshore and onshore (if applicable)
• To develop business in terms of AUM and revenue for the designated market in a profitable manner
• To identify, originate, develop and maintain directly and indirectly

           – new opportunities for improving sales efficiency and productivity so as to achieve cost efficiency

           – financial advisory services, on an advisory basis

           – existing and new client relationships

• To ensure compliance with relevant legal, regulatory, audit requirements and established bank approved risk limits
• To contribute to BNPP operational permanent control framework, including but not limited to implement operational permanent control policies and procedures in day-to-day business activities and report all incidents accordingly

Technical & Behavioral Competencies

• Leadership and management skills
• Client-focused with excellent interpersonal and communication skills
• A team player with good initiative and team spirit
• Relevant language skills

Summary of RM/Market Head Responsibilities pertaining to Know Your Customer and AML/Sanctions Policies

The RM*:

• must initiate the KYC on boarding process and is responsible to collect the KYC data (with support of the appropriate teams in charge of due diligence);
• is primarily responsible for ensuring that customer due diligence has been completed to a satisfactory standard, and is kept up-to-date;
• makes an assessment whether starting a new relationship or maintaining an existing relationship with a customer is appropriate, in respect of the reputation and the money laundering/terrorist financing/sanctions risks, irrespective of the possible type of business the customer is currently doing or intends to do with the bank. This assessment must be formalized in writing in the KYC package (qualitative SBO opinion describing the risks and their mitigants is mandatory in all cases);
• uses the KYC scoring grid and his/her judgment to determine the sensitivity, assisted by the teams in charge of due diligence.  He/she provides the teams in charge of due diligence with the knowledge/details they need when contacts with customers is required;
• submits the customer’s KYC file to the CAC (Customer Acceptance Committee), as may be required, and provides the CAC with all information and documentation it may require; 
• contributes to assess the relevance and appropriateness of offering and/or maintaining certain products and services of the Bank in view of the risk profile of the customer;  
• contributes to the detection of any unusual and/or suspicious transactions by his/her customer with due reporting to a Compliance Officer;
• and employs his/her best efforts to maintain a thorough knowledge of his/her customer from available documentary sources and regular direct contacts with them;
• finally, he/she must keep the KYC up-to date in accordance with the Bank’s standards. In particular, he/she must trigger an ad-hoc review as soon as necessary, notably in case of becoming aware of any material adverse information in connection with any of their customers in the field of AML-CTF, in accordance with the relevant KYC policies and procedures.

* In the event the Market Head takes on the capacity of a RM for one or more clients, for those clients the above responsibilities shall apply. As Market Head, he/she shall also be responsible in supervisory role to ensure the above responsibilities are applied by all RMs under his/her charge. 

About BNP PARIBAS

As the leading European Union bank, and one of the world’s largest financial institutions with an uninterrupted presence in the region since 1860, BNP Paribas offers a wide range of financial services for corporate, institutional and private investors spanning corporate and institutional banking, wealth management, asset management and insurance. 

We passionately embrace diversity and are committed to fostering an inclusive workplace where all employees are valued and encourage applicants of all backgrounds, including diversity of origin, age, gender, sexual orientation, gender identity, religion applicants who may be living with a disability. We have a number of internal employee networks in place to empower our staff to act and challenge the status quo.

•    BNP Paribas PRIDE is highly active in favour of the LGBTQIA+ community

•    BNP Paribas MixCity which fosters better representation of women at all levels of the organization

•    Ability, the mutual aid network for employees with a disability or a disabling or chronic illness

•    BNP Paribas CulturAll which celebrates diverse backgrounds

BNP is committed to financing a carbon-neutral economy by 2050. The Group is a founding member of the Net-Zero Banking Alliance and has set up its own Low Carbon Transition Group to support its clients through their energy transitions.

https://careers.apac.bnpparibas/

More information 

BNP Paribas – Diversity & Inclusion Journey 

BNP Paribas – The Bank Of Green Changes

Award Obtained

BNPP has won Top employer Europe award in a 10th consecutive year